Michigan · 2025-2026

HB 5563

Consumer credit: collection practices; regulation of collection practices; provide for exemption for certain earned wage access services. Amends sec. 1 of 1981 PA 70 (MCL 445.251). TIE BAR WITH: HB 5558'26

Bill record: Open States bulk CSV (bills/votes) CC0-1.0

Summary AI-generated

HB 5563 amends section 1 of the 1981 PA 70 to regulate consumer credit collection practices in Michigan. The bill proposes providing an exemption for certain earned wage access services within these regulations. It is tied to HB 5558'26.

Software-generated, grounded only in the bill's own fields (it does not invent outcomes, amounts, or dates). Provenance: Open States bulk CSV (bills/votes) CC0-1.0 GovTally LLM enrichment (local oMLX)

Issue tags AI-classified

Classified by a local model from the bill's text; confidence shown. GovTally LLM enrichment (local oMLX)

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