West Virginia · 2026

HB 4472

Clarifying that commercial real property insurance policies may be underwritten for less than replacement cost value of the insured property

Bill record: Open States bulk CSV (bills/votes) CC0-1.0

Summary AI-generated

West Virginia House Bill 4472 proposes to clarify that commercial real property insurance policies may be underwritten for an amount less than the replacement cost value of the insured property.

Software-generated, grounded only in the bill's own fields (it does not invent outcomes, amounts, or dates). Provenance: Open States bulk CSV (bills/votes) CC0-1.0 GovTally LLM enrichment (local oMLX)

Issue tags AI-classified

Classified by a local model from the bill's text; confidence shown. GovTally LLM enrichment (local oMLX)

Sponsors + 3 cosponsors