West Virginia · 2026

HB 4792

Relating to requirements for disclosures and recordkeeping, reinforcing state law regarding late fees, and clarifying that a state-specific closing disclosure is not required as long as federal closing disclosures are given accurately

Bill record: Open States bulk CSV (bills/votes) CC0-1.0

Summary AI-generated

West Virginia HB 4792 relates to requirements for disclosures and recordkeeping while reinforcing state law regarding late fees. The bill clarifies that a state-specific closing disclosure is not required as long as federal closing disclosures are provided accurately.

Software-generated, grounded only in the bill's own fields (it does not invent outcomes, amounts, or dates). Provenance: Open States bulk CSV (bills/votes) CC0-1.0 GovTally LLM enrichment (local oMLX)

Issue tags AI-classified

Classified by a local model from the bill's text; confidence shown. GovTally LLM enrichment (local oMLX)

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