Tennessee · 114

SB 694

Interest Rates - As enacted, increases, from 30 to 36 percent per annum, the maximum permitted effective rate of interest that may be contracted for by an industrial loan and thrift company on an unpaid balance where the amount financed is $100 or more; makes other related changes. - Amends TCA Title 45, Chapter 5.

Bill record: Open States bulk CSV (bills/votes) CC0-1.0

Summary AI-generated

Tennessee SB 694 amends TCA Title 45, Chapter 5 to increase the maximum permitted effective interest rate for industrial loan and thrift companies from 30% to 36% per annum on unpaid balances where the financed amount is $100 or more. The legislation also makes other related changes to these regulations.

Software-generated, grounded only in the bill's own fields (it does not invent outcomes, amounts, or dates). Provenance: Open States bulk CSV (bills/votes) CC0-1.0 GovTally LLM enrichment (local oMLX)

Issue tags AI-classified

Classified by a local model from the bill's text; confidence shown. GovTally LLM enrichment (local oMLX)

Roll-call votes on this bill

QuestionChamberResultYeaNayOtherDateSource
FLOOR VOTE: REGULAR CALENDAR PASSAGE ON THIRD CONSIDERATION 3/17/2025 Passed (1) lower pass 0 0 8 Mar 17, 2025 Open States bulk CSV (bills/votes) CC0-1.0
FLOOR VOTE: Third Consideration 3/6/2025 Passed (1) upper pass 0 0 1 Mar 6, 2025 Open States bulk CSV (bills/votes) CC0-1.0
SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage, refer to Senate… upper pass 0 0 0 Feb 25, 2025 Open States bulk CSV (bills/votes) CC0-1.0